When your mind and heart are truly open abundance will flow to you effortlessly and easily.
Is it alright to use music to meditate like I have been or is silence more effective?
It depends on what the aim of your meditation is. If you are looking for an effective way to shift from a stressed state of awareness to a relaxed state, then having music there is fine. If you intend for the meditation to give you an experience of the self that is beyond thought or feeling, then silent meditation is better suited to the task.
Music will tend to engage the mind even as attention is drifting down to subtler levels of awareness in meditation. That mental engagement will keep the mind from going beyond thought and can disallow the experience of pure consciousness, or self-awareness that would otherwise happen in silent meditation.